Dental Payment Plans
Payment is due on the day of your appointment unless prior arrangements have been made.
We accept the following methods of payment:
- Credit Card
- EFTPOS
- Cash
- HICAPS (Health Fund Claims), we accept claims from most private health funds including Bupa (formally HBA)
- Interest free financing (to approved applicants)
We provide dental services under the following schemes:
HUMM - Payment Plan
HUMM is a prominent “buy now, pay later” (BNPL) payment service that has gained popularity as an alternative to conventional credit cards and loans. With HUMM, consumers have the flexibility to make purchases and then spread the cost over time through a structured installment plan.
Here’s how it works:
When shopping online or at participating physical stores, customers can opt for HUMM as their preferred payment method during the checkout process. HUMM typically offers various payment plans, allowing users to select an installment period that aligns with their budget and financial preferences.
To determine eligibility, HUMM may conduct a quick credit assessment or evaluate specific criteria. Once approved, the customer can finalize their purchase. Instead of paying the entire amount upfront, they commit to making a series of smaller payments, usually on a weekly or fortnightly basis, until the total cost is covered.
Please note that we offer a 0% interest and 0% deposit with HUMM users!
Child Dental Benefit Scheme
The Child Dental Benefits Schedule (CDBS) will commence on 1 January 2014 and will provide access to benefits for basic dental services for children aged 2-17 years.
The total benefit entitlement will be capped at $1,000 per child over a two calendar year period. The CDBS will have a means test, which requires receipt of Family Tax Benefit Part A (FTB-A) or a relevant Australian Government payment.
The CDBS will provide individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits will not be available for orthodontic or cosmetic dental work.
Veteran Affairs Dental Scheme
There are a range of services that you are eligible for under the Veteran Affairs Dental Scheme.
DentiCare
A DentiCare Payment Plan is an affordable way for you to pay for your treatment. You need to pay 20% of the amount of the treatment plan as an upfront payment and then the rest may be deducted as weekly, monthly or fortnightly amounts directly from your credit card or bank account by DentiCare, giving you peace of mind. The time frame is something that is set by us and will vary with the treatment plan size. Minimum treatment plan amount is $1000 and maximum $12,000. There is zero % interest and no credit checks.
Afterpay – Smile Now and Pay Later
Afterpay is also a helpful and convenient solution for your dental treatment that you have been thinking about getting but delaying.
Afterpay is a service that allows you to receive dental treatment and pay for the treatment in four (4) equal instalments after the procedure is complete, with no additional cost to you. There is a once-off initial set up fee of $39.00. Credit card surcharges may apply.
Disclaimer:
Ricci Dental offers a range of convenient payment options, including HUMM, Denticare, and AfterPay. Before proceeding with any transaction, please ensure you understand the terms and conditions associated with your chosen payment provider. By using any of these options, you agree to the following:
Independent Relationships:
HUMM, Denticare, and AfterPay are independent third-party providers and are not affiliated with Ricci Dental. Each operates under its own terms, conditions, and privacy policies.
Financial Agreement:
When using HUMM, Denticare, or AfterPay, you enter into a financial agreement directly with the respective provider. Ricci Dental is not responsible for any financial arrangements, fees, interest, or penalties applied by these providers.
Credit Approval:
Some providers, such as AfterPay, may require credit approval. Approval or denial is at the sole discretion of the provider. Ricci Dental has no influence over this process.
Payment Plans and Schedules:
The structure and schedule of payment plans are determined by HUMM, Denticare, and AfterPay. Patients are responsible for reviewing and adhering to the terms of their selected plan.
Fees and Charges:
Patients must understand any fees, charges, or interest rates that may apply. Ricci Dental is not liable for additional costs imposed by third-party payment providers.
By selecting any of these options, you acknowledge and accept the terms outlined by HUMM, Denticare, and AfterPay. We recommend reviewing each provider's terms and conditions before proceeding. Ricci Dental reserves the right to amend this disclaimer at any time without notice.